Loans:

  • What is a FHA loan?
  • What is  a VA Loan?
  • Conventional Loans: Conforming - Conforming Plus - Jumbo Loans - What's the difference and what loan is best for me?
  • Is a stated income loan still available?
    • No, but with the new Conforming plus program, there is limited documentation needed on a refinance if your loan is with Fannie Mae or Freddie Mac . Ask your loan officer for details.
  • First time home buyer

Making Home AffordableProgram - Help for America:

  • What information do I need to have available before contacting a mortgage company and/or applying for a loan?
    • Income information: Monthly Income
    • Asset Account Information: Bank Balances
    • Liabilities: Balances and monthly payments, including mortgage payment (principal and interest payment, taxes and insurance (on refinances)

    What Information doe I typically need to provide once I make application for a loan? Click on the borrower checklist below for details:

    Borrower Checklist

    Shopping for a home Thinking about it? 

    Get pre-qualified today! 

    You'll have the clout of a cash buyer. You'll know how much you can afford and be well on your way to the mortgage program that's right for you.  Next, you'll want to be pre-approved so you can make the offer and stand out from all others by having your pre-approval letter in hand!

    Whatever your reason for wanting a mortgage loan, we get you there fast... without taking our eye off the ball.  You want a quick and accurate application process!  We understand and deliver the best service possible.

    Every day after you apply is a day you want to be paying a lower monthly payment, spending your home equity cash or moving into your dream home!  We don't waste time -- we get you where you want to go.  Use this site to help you find out what the best options are for you, then call us to speak with one of our mortgage professionals.